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  • New Developments - Term Insurance
    INSURANCE Moderator: MELVILLE J. YOUNG Panelists: GERALD S. KOPEL THOMAS A. SKIFF ROBERT L. WHITNEY Recorder: ... impact on total profits. Mortality is good. Actual to expected mortality ratios for insured males at ...

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    • Authors: Gerald Kopel, Thomas A Skiff, Richard Tash, Robert L Whitney, Melville J Young
    • Date: Apr 1985
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance; Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Life Insurance>Term life
  • Producer Owned Insurance Companies
    include : o Participation in strain o United States (U.S.) or international structure o Type of stock ownership ... policies and less staff due to automation. Fourth, mortality continues to improve, although I wonder how long ...

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    • Authors: Joseph Fafian, Joseph F Kolodney, Rodney Runestad, Dennis Van Mieghen, Melville J Young
    • Date: Jun 1985
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Marketing and distribution - Life Insurance; Reinsurance>Coinsurance; Reinsurance>Life reinsurance
  • For and Against Industry Consolidation
    of assets of the life insurance industry in the U.S. The tax disadvantages of traditional products, ... Distribution costs take 20% of the premiums off the table. And this product has to compete against annuities ...

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    • Authors: Thomas Dlouhy, A Hemphill, Michael Sproule, Melville J Young, Scott J Cipinko
    • Date: Oct 1996
    • Competency: Strategic Insight and Integration>Strategy development
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments